Xiao Gu, a 24-year-old Changsha girl, has become popular recently on Xiaohongshu because she released a “4500-day retirement countdown calendar” and shared her early retirement plan and her usual financial management skills. She hopes to save enough of her target amount of 2 million yuan and live a life of living everywhere in the future. This series of posts has been popular among netizens, and many people find it interesting, but many people question the feasibility of the plan.
Target: When you retire in 4500 days, you are less than 40 years old
Xiao Gu released this “4500Komiks 1960 witch cloth drawday countdown retirement calendar” on March 13, “To objectively understand that I am going to retire earlyKomiks 1960 witch cloth How far is Cinema 1950 witch cloth draw? I made a 4500-day retirement countdown calendar. I read that right, 4500 days, half of the total, I cut 4500 small grids in total, and I spent a week. 400Babaylan 1990 cloth draw started to count down in more than 0 days. Some people may feel bored, but for me, at least the pace of time is moving forward. href=”https://comicmov.com/”>Komiks 1960 witch cloth draw, I am not going toward the life I want Komiks 1960 witchclothes drawstopped and walked. ”
On the evening of March 17, the reporter of Komiks 1960 witch cloth draw contacted Xiao Gu. According to her, she is a native of Changsha and is 4 years old this year. Why do you have the idea of retirement early when you are so young? She said: “About 2 years ago, I accidentally learned about the fire group. Their concept of “save money first and enjoy it later” is very attractive to me. I also joined the ‘fire life’ group on Douban, with a total of more than 220,000 members. Everyone usually exchanges various skills to increase revenue and reduce expenditure. The real decision to count down 4,500 days for retirement was not long ago. I calculated that I saved enough to save a target amount of RMB 2 million. I needed to make it for about 13 years, when I was 37 years old. To motivate and remind myself, I made this countdown calendar. ”
Cinema 1950 witch cloth drawXiao Gu said that fire does not mean the English word “fire”, but the abbreviation of the first letter of the four English words, Financial independence Retire early, meaning “financial independence, retire early Cinema 1950 witch cloth draw. This group pursues the concept of “save money first, enjoy it later”, and by reducing material desires, Babaylan 1990 cloth DrawSimple life, using investment income to cover daily expenses, so as to have the confidence to pursue the lifestyle I like, “I am not rejecting Cinema 1950 witch cloth draw work, but I don’t like itThat kind of work that is unchanging. I want to freely control my life and dominate my time. Even if you retire early in 4500 days, you don’t mean you’re completely out of work. You may set up a stall and write articles, just like a travel blogger. ”
Advocating minimalism: No luxury goods, mobile phones have been spent for many yearsBabaylan 1990 cloth drawI also shared many posts on Xiaogu’s social platform, such as the post “Salary of 8,000 yuan saved 7985, but I only spent 15 yuan in March” enjoyed by Babaylan 1990 cloth draw on March 15th. This post records in detail how Xiaogu did it until March only spent 15 yuan: living, no mortgage for the house, and the water and electricity boyfriend paid for it, so there was no money; mobile phone bills and transportation expenses, the part of the cost is differentKomiks 1960 witch cloth draw is not much equal to her monthly financial gain, just like Babaylan 1990 cloth draw; eat, drink, breakfast and lunchKomiks 1960 witch cloth Draw is solved in the company, free. Dinner is a few days, which is 0 yuan for wool-fruit snail noodles. The only expense is that she bought 15 yuan ingredients for shopping in the supermarket and ate it for a few nights. Daily necessities, tissues, cups, hand sanitizer, garbage bags, toothpaste, etc. are basically obtained from wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-fruit wool-f Diversified.
On March 16, Xiao Gu posted another day’s consumption account: today’s interest income is 10 yuan, and it costs 2.28 yuan. Her breakfast and lunch that day were also solved by the company. Dinner was a pack of old Beijing instant noodles, plus a fried egg, a small bag of French fries, three big white rabbit milk candy, a cup of milk tea, and a piece of pineapple. Netizens sighed, “You are really a little expert in saving money”, “This noodles look delicious”… Under Xiao Gu’s post, there were also netizens comments: “This is financially free”, “I hope to share more money-saving in the future Babaylan 1990 cloth drawKomiks 1960 witch cloth draw tips” and so on.
Xiao Gu said that he now advocates minimalism and his daily consumption is indeed very low, so he will not make any risky investments. “I don’t have any luxury goods or some expensive electronic products. I have used more than 2,000 yuan for a mobile phone for two or three years.”
In addition to getting a salary at work, Xiaogu also showed off his investment and financial management plan, including the funds he purchased. She said that her total assets are currently 656,000 yuan, completing 32.8% of the progress. With her parents’ sponsorship, she spent 500,000 yuan to buy an apartment in Changsha, with a monthly rental income of 2,600 yuan, which can be regarded as a long-term income financial product. The remaining 156,000 yuan was all bought in a stable bond fund.
Family: Parents want stability, and their boyfriends also join the plan
What do parents think about their plan to retire early?
When the reporter interviewed Xiao Gu on the phone, her mother was right next to him. “My parents were very opposed at the beginning because they finally let me go to work, but they had to retire early. Anyway, they felt that working is stable. The reason why I tried to save this money was not only to give them an explanation, but also to give myself a sense of security. I divided my life into the first half and the second half. The first half was for the people around me, and I had to live for myself in the second half.” Xiao Gu said: “My boyfriend was also a rumored office worker at the beginning. I wanted to work hard until I was old. But in my heart. href=”https://comicmov.com/”>Cinema 1950 witch cloth drawAfter studying my plan in detail, I felt that the plan was very detailed and solid, not unrealistic. Finally, he was moved by me and joined in. Now we both have more common language. He now has a similar plan to the countdown to retirement.”
Source | Yangcheng Evening News • Yangcheng School Comprehensive Upstream News, Red Star News, Western Decision-making D Video, etc. Editor | Zheng Babaylan 1990 cloth drawZong Min